Auto Warranty Review : How To Get Affordable Coverage

Extended Warranty for Cars

2011-12-28T07:25:00.000-08:00

Extended Warranty for Cars

An extended warranty on a car is simply a contract between the car owner and the car warranty company, where any repair costs you incur are covered by the company. Auto warranties are not a type of insurance. Far from it; they are simply a type of warranty that extends the original car warranty as offered by the manufacturer. So, essentially, if the car warranty you got when you bought the car was for four years, an extended car warranty can add two, three or more years to the warranty period, ensuring that you remain covered longer.

Buying extended warranties for the first time can be tricky, even confusing. You must understand what it is you want covered and then look for a warranty that provides this type of cover. Buying an extended warranty does not excuse you from buying auto insurance. You still to have your car covered under the best auto insurance policy you can afford, since these are two different products.

It is important to read through the contract of the warranty, in order to fully understand what is covered under the warranty and what is not. A good warranty contract will list all the services and parts covered under the contract. Be very wary of contracts that are vague or those that give a blanket sort of assurance. It is also common for a warranty contract to state the standard routine maintenance the car owner must stick to in order for the warranty to remain effective. Failure to do so may lead to a rejection of your claim application.

To ensure that you get the best deal on auto warranties, always buy your warranty from a reliable company. There are many car warranty companies selling warranties directly, without going through a dealer. By buying directly through a car warranty company or their agent, you get a better deal as the rate tends to be lower.

A lot of motorists are not sure whether they require an extended warranty, until they run high repair costs without one and realize just how much they could have saved. Buying extended warranties is pretty much like buying insurance. You are simply protecting yourself against a risk which might happen in the future. Much as this risk may never happen, there is still a 50% or more chance of it happening.

To lessen the strain of paying for extended car warranties, use the car rebate to pay for the warranty. This way, you won’t have spent a dollar on the warranty. This is for the lucky motorists who get rebates on new cars. If you are not so lucky as to get a rebate and do not have cash on you, you can finance your purchase. A lot of warranty companies provide zero percent financing, which can help you keep your car protected even when you do not have money on the ready.

The best time to purchase extended warranties on your cars is immediately after buying the car. A lot of motorists assume that as long as they have the manufacturer’s warranty, they can forego the extended one until the original warranty expires. However, the rates are higher when you buy an extended car warranty after the original one expires. You will save more if you buy extended warranties earlier, preferably when the original one is still in effect.

Do not worry if your car warranty has already expired. You can still get an extended car warranty. The same applies if you have bought a used car. However, most car warranty companies carry out inspections on used cars before selling auto warranties on them. This they do to ensure that the car is clean enough and bears no pre-existing mechanical issues. Usually, they will screen the car, which is basically checking for any mechanical problems.

If the car is found to have any problems, the company may refuse to sell you the warranty. In most cases though, all you have to do is get the car checked and repaired. If it passes the screen test this time round, the company will sell you the warranty.

2011-10-28T20:37:00.001-07:00

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Finding a Used Car Warranty

2011-10-19T19:38:00.000-07:00

If you feel your vehicle is not covered enough for future repairs, then you can approach a third party company who will provide you with ample options and coverage. Repair bills may not cost as little as you want them to cost. Anything might happen and you might have to face huge expenses for repairing your vehicle. You might be covered with the manufacturer’s original warranty, but that is not enough because sometimes repair expenses sky rocket. You must find an alternative, something to fall back on. To know more about the warranty provided by the original car manufacturer, you will have to read the manual thoroughly. Once you are sure of what protection your vehicle carries, you will know what you need to get extra cover for. So when you are taking cover from a company that provides additional warranty, then you must be perfectly aware of what you will need. There are plenty of companies who will provide you with auto warranty and all you have to do is approach them and choose the one that you think will suit all your needs. You are entering into a contract between that particular company and yourself, there is no one in between and no mediator. You can do an online research and choose a company that will provide you with auto warranty coverage. Once you take coverage from a company, you can keep the contract for a period of one month or so. If you are happy with their dealings, you can continue the contract and if not, you can request your money back.

When your auto needs to be repaired, you should find a company that you are comfortable with and then do the repairs. However, the premium that you have to pay for this insurance will depend on whether your car is old or new. If it is a new vehicle then naturally you don’t have to get expensive coverage, but if your vehicle is old then you will have to get a coverage that is much higher. However, if you do your calculations, then you will know that taking out insurance is much cheaper than paying for all the repairs out of your pocket.

When you approach the company and negotiate with them on the different policies and the coverage you have to pay for them, you will have to talk about the things that are covered in the insurance and those that are not covered. This will prevent any misunderstandings in the future. When you and the company know where you stand then everything is much easier. There are different levels of cover that will cover the electrical and mechanical components of your vehicle. So when you draw a policy name the components that are likely to go wrong or are more expensive to repair. Only the vehicle owner will know what could go wrong frequently in a particular make and model.

Most companies just cover repair bills and not the periodical changing of brakes, exhaust, tires and so on. In addition, they will not be paying for any intentional damages; they will investigate before they hand out the money.

The plans offered to you by an AutoWarranty Company will benefit you greatly because they are known for customer satisfaction and honesty in all their dealings. All you have to do is get in touch with them and they will help you with whatever you want. They also provide you with additional services so you always get the best when it comes to car warranties. Approaching this company will definitely get you the best deals and rates in the industry.

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Extended Auto Warranty

2011-10-04T08:23:00.000-07:00

When you purchase a new car, although it comes with a factory auto warranty, in most cases for five or ten years, it is generally a limited warranty, and will not cover all damage or repair. Plus, when that time period expires, your car is not going to be covered at all. So, when you are considering the purchase of a new car, you also have to take into account the option of purchasing an extended auto warranty, from a private dealer, in order to have the full coverage you are looking for, and that your car deserves, so that you can protect this pricey investment. Not only will the extended auto warranty cover things that are not covered under the manufacturer warranty, but depending on the amount you purchase, and the time period purchased, you can protect anything from theft to auto accidents.

So, when you do purchase a new car, of course the manufacturer warranty is a great thing to have, especially if something occurs in the early years that you own the car, and it is the manufacturer's fault, or something that is covered under the warranty that they offer. But, for the time period beyond that time, and even early on, there are some things that the manufacturer will not cover. For these things, whatever they may be, and whatever kind of damage may occur to your auto, you want to make sure that the vehicle warranties you purchase, are going to fully cover your car, so that whatever kind of accident, or whatever kind of service needs to be performed on your car, will get performed at no additional cost to you. This is not only going to save you money in the long run, but it will also ensure that you can keep your pricey investment running its best, for the longest period of time.

You want to make sure that when you purchase a new car not only that it is fully covered, but that it will last for years to come thanks to the great care that it received. For this reason, when you do consider that new car, not only do you have to purchase the best autos made, but you also have to purchase the best extended auto warranty you can find, so that you can keep up with maintenance, and make sure that your car is running at its best, at all times. Not only is this extended warranty going to give you the assurance that anything that might happen to your car is going to be covered, but that it is going to be covered beyond the date that the manufacture warranty expires. Therefore, no matter what problems may turn up, either mechanical or cosmetic, when you have an extended warranty on the car, you know that the problem is going to be fixed, at no cost, or at a very minimal cost to you out of pocket.

So, rather than just go with the manufacturer warranty, and hope that no problems occur with your car beyond the date that the warranty expires, you have to consider additional vehicle warranties, in order to know that your car is going to be fully covered, for as long as you own it. And, not only will it be covered, but with the right warranties, it is going to be covered for cosmetic as well as mechanical work and errors. When buying a new car, make sure to consider a great extended auto warranty, so that your car can give back the performance you need it to, for the longest time periods which are possible.

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Auto Bills Auto Bills and More Auto Bills

2011-09-09T15:25:00.000-07:00

In a perfect world your car would never break down and the only cost to own your car would be the amount you paid for it. However, a car is a machine, and all machines break down from time to time. Auto bills happen, so you have to be prepared to take care of them.

Most car repairs are covered by your car's auto warranty. However, what happens if your warranty has expired? If your car is out of warranty it can cost thousands of dollars to make the necessary repairs. One way to cover your car for an extended period of time is to buy an extended warranty.

An extended warranty will protect your car in the event of a needed repair after your originally warranty expires. An additional warranty will typically run you about 750 dollars on average. Keep in mind that most car warranties last for 5 years and up to 60,000 miles. Find out how much of the warranty you would have left upon buying the car and decide accordingly.

What can a consumer expect to pay on average for a car repair bill? The cost is probably going to make you wish you took public transportation. An average engine replacement can run as much as 3600 dollars. To replace a transmission can run you a little over 3,000 dollars and having to replace any power components of your car is going to set you back about 1,000 dollars.

Auto bills can be mitigated with proper maintenance and care for your car. The oil should be changed every 5,000 miles, or whenever your owners manual says to get the oil changed. Flushing fluids every 30-60,000 miles is also recommended. Not only will proper care keep your car running, but it will ensure that the warranty on the car is not voided.

The most important aspects of your car are your brakes, tires and electrical system. If you cannot stop you will be in serious danger and not having proper tire tread can result in blow out and skidding off the road. A good battery will ensure that your car will always start which is even more crucial during cold winter months.

Keeping these systems maintained is cheap and will save you more money down the road. You shouldn't have to spend more than a couple hundred dollars for routine maintenance.

Be aware that you are allowed to take your car in to whatever repair shop that you want. If you were in an accident, and you have repairs to be made, your insurance company cannot tell you where to go. Go where you feel comfortable and you feel like the best work will be done on your car.

Your car should be one of your prized possessions. Make sure that you are maintaining the car to reduce breakdowns and the resulting repair bills. Good upkeep and common sense should keep your car running well, but if not, hope that your warranty will cover whatever bills come due.

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US Direct Protect Auto Warranty

2011-08-10T15:55:00.000-07:00

An Auto Warranty can be one of the most important features associated with buying a new car. A warranty is one of the few ways you can insure that the car you buy will last long enough to make it worth your money. A car cost a substantial amount of money and protecting that purchase with a warranty can be one of the most important decisions you will make. Many new car customers focus on features such as a satellite radio or interior color but a car warranty should be the number one feature any car buyer focuses on. The problem with many car buyers is that they don't know where to begin when it comes to warranties. Researching and understanding car warranties can be the difference between spending thousands of dollars down the road or keeping a car dependable and free from major repairs. Purchasing an extended warranty for your automobile from they very start is often times the best way to go.

There are many types of warranties available including types of original manufactures warranties and extended coverage warranties. These are both important but are often misunderstood. Many car consumers believe that since they have an original car warranty that extended coverage can be taken care of at a later date. The thing that people don't realize is that often times a warranty company will give you a lower rate on car warranties since you are a lower risk to them with original warranties still in effect. Purchasing an extended warranty for your automobile from they very start is often times the best way to go.

The highest level of coverage on a car is called bumper to bumper coverage. This may sound like it covers everything on the car but there are some exclusions. These exclusions will be listed for you upon purchase of the warranty. In most cases this warranty does cover everything except normal wear and tear that a car may endure.
Used cars are usually covered under a warranty called a stated plan. All components that are covered under this plan are stated in a list. This what gives the warranty the name stated plan. These lists will look as if it equals bumper to bumper coverage but there are a substantial number of components not covered under this plan. Under most stated plans major repairs are covered but be sure to go over this plan thoroughly before purchasing it. A thinner warranty that is ideal for high mileage or older cars is a power tran warranty. This warranty is designed to cover the most expensive hardest working mechanical parts of your car. In most case it covers transmissions, engines, seals, and gaskets. An older car has a much higher chance of developing problems in the components and this warranty can save you from having to junk an older car before its time. A common warranty that many people purchase to go along with an existing warranty on newer cars is the wrap coverage warranty. In many cases a vehicle will come with a satisfactory power tran warranty and will last 5 or 10 years. When you purchase the wrap coverage it will include other components into that power tran warranty and it will turn that power tran warranty into bumper to bumper coverage.

This may seem confusing but when you take the time to go over you warranty as in depth as possible it will make understanding what each warranty offers a little less confusing. There are a few other key points to keep in mind when studying a warranty offer. One thing to keep in mind is if your warranty is transferable, this means that the warranty will be transferred if you ever choose to sell your car. Another thing to look for is which insurance company is backing your warranty and make sure to check up on that particular insurance company. Car warranties are extremely important but can become useless if you don't make sure that you purchase a warranty that can serve your needs.

Resources:
http://www.carservicecontract.com/blog
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Tips To Extending Your Car’s Life

2011-07-12T10:42:00.000-07:00

Coddle Your Car

Many motorists realize that the convenience, and privilege of owning a car, is balanced by the financial responsibility of maintaining one. With national and local economies still in recovery mode, many car owners have opted to keep their old cars on the road for as long as possible. Regular and timely maintenance can help any motorist get the maximum amount of mileage from their vehicle before having to purchase a new one. Most safety checks are simple enough so that they can be performed by motorists without any automotive repair expertise.

The fluid levels in your car’s engine should be regularly checked. This includes brake fluid, power steering fluid, windshield wiper fluid, anti-freeze, transmission fluid, and motor oil. Low brake fluid can drastically reduce the life of your vehicle’s brakes. Low motor oil acts as a coolant, and lubricant for your engine. Allowing the oil level to get too low can increase stress on your engine, and can minimize overall performance. If levels of any of the fluids in your engine are low, chances are, your vehicle has a leak, or there are other mechanical issues that need to be attended to. Regular fluid level checks ensure that you spot these issues while they are still minor ones, and before they burn a hole in your pocketbook.

Belt and hose deficiencies can often be recognized by the naked, untrained eye. A belt in poor condition will appear frayed and cracked. Likewise, a hose in poor condition can appear brittle, have bulges, and should not be too soft or too hard to the touch. Regular checks of your car’s belts and hoses can help ensure that a mechanical issue is caught early before leaving you stranded on the side of the road. Your vehicle’s owner’s manual should recommend the mileage marks to replace the belts, and hoses required for your engine.

The tires on your car should be properly inflated to aid in decreasing wear and tear on the engine, and to simultaneously increase your fuel economy. The owner’s manual for your car will indicate recommended tire pressure inflation. Some vehicles even have this information printed in the door jam of your car. A trip to a local gas station’s air hose machines should enable you to check your tire’s current pressure, and to add or remove air as needed.

Though regular maintenance can help reduce instances of catastrophic engine failure, it cannot completely eliminate unforeseen breakdowns. When those unforeseen mechanical failures do occur, auto warranties can be a great way to hedge against the high cost of completing the necessary repairs. Think auto warranties are only for new car purchases? Think again. After market extended warranty plans can be purchased to cover used cars. Before buying your auto warranty policy, check into the company offering the policy, and read the fine print that explains the policy details. No consumer wants to be in the uncomfortable position to have to pay for an expensive repair out of pocket, while thinking that it was a covered repair.

When you are ready to make a new car purchase, an auto warranty is a recommended supplemental purchase. The average car in the United States costs about $28,000 according to the National Automobile Dealers Association. Auto warranties are a great way to protect such a valuable investment, and will help ensure that your car continues to run like new, long after driving it off the lot. As with extended warranties, before adding the auto warranty to your new car purchase price, be certain to read the fine print. As a consumer, you have the right to fully understand the terms and conditions of your warranty purchase.

Resources:

US Direct Protect

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Many motorists realize that the convenience, and privilege of owning a car, is balanced by the financial responsibility of maintaining one. With national and local economies still in recovery mode, many car owners have opted to keep their old cars on the road for as long as possible. Regular and timely maintenance can help any motorist get the maximum amount of mileage from their vehicle before having to purchase a new one. Most safety checks are simple enough so that they can be performed by motorists without any automotive repair expertise.  The fluid levels in your car’s engine should be regularly checked. This includes brake fluid, power steering fluid, windshield wiper fluid, anti-freeze, transmission fluid, and motor oil. Low brake fluid can drastically reduce the life of your vehicle’s brakes. Low motor oil acts as a coolant, and lubricant for your engine. Allowing the oil level to get too low can increase stress on your engine, and can minimize overall performance. If levels of any of the fluids in your engine are low, chances are, your vehicle has a leak, or there are other mechanical issues that need to be attended to. Regular fluid level checks ensure that you spot these issues while they are still minor ones, and before they burn a hole in your pocketbook.  Belt and hose deficiencies can often be recognized by the naked, untrained eye. A belt in poor condition will appear frayed and cracked. Likewise, a hose in poor condition can appear brittle, have bulges, and should not be too soft or too hard to the touch. Regular checks of your car’s belts and hoses can help ensure that a mechanical issue is caught early before leaving you stranded on the side of the road. Your vehicle’s owner’s manual should recommend the mileage marks to replace the belts, and hoses required for your engine.  The tires on your car should be properly inflated to aid in decreasing wear and tear on the engine, and to simultaneously increase your fuel economy. The owner’s manual for your car will indicate recommended tire pressure inflation. Some vehicles even have this information printed in the door jam of your car. A trip to a local gas station’s air hose machines should enable you to check your tire’s current pressure, and to add or remove air as needed.  Though regular maintenance can help reduce instances of catastrophic engine failure, it cannot completely eliminate unforeseen breakdowns. When those unforeseen mechanical failures do occur, auto warranties can be a great way to hedge against the high cost of completing the necessary repairs. Think auto warranties are only for new car purchases? Think again. After market extended warranty plans can be purchased to cover used cars. Before buying your auto warranty policy, check into the company offering the policy, and read the fine print that explains the policy details. No consumer wants to be in the uncomfortable position to have to pay for an expensive repair out of pocket, while thinking that it was a covered repair.  When you are ready to make a new car purchase, an auto warranty is a recommended supplemental purchase. The average car in the United States costs about $28,000 according to the National Automobile Dealers Association. Auto warranties are a great way to protect such a valuable investment, and will help ensure that your car continues to run like new, long after driving it off the lot. As with extended warranties, before adding the auto warranty to your new car purchase price, be certain to read the fine print. As a consumer, you have the right to fully understand the terms and conditions of your warranty purchase.

How Total Car Maintenance and Auto Warranties Keep Your Vehicle on the Road for Less Money

2011-06-27T09:46:00.000-07:00

Being stranded on the side of the road in the blistering heat waiting for help to come is no one’s idea of a pleasant experience. It can happen, though, to anyone at any time. Vehicles are intricate machines, nothing more. The number of components in an automobile that have to work properly and synergistically for optimal performance is pretty astounding. This is the reason that enough cannot be written on the great importance of maintaining a vehicle properly.

Oil changes are both good and necessary. They alone, however, will never be enough to keep a vehicle running smoothly and efficiently. There are a number of systems cars use to ensure operation. Much like the human body, when one system goes awry, all others may end up being affected. Paying attention to recommendations can mean not only a vehicle that will stay on the road, but also benefit the owner with fewer car repairs and lower auto bills.

Of the systems that require routine monitoring and maintenance, engine oil is undoubtedly the mandate with the shortest interval for change. Other fluids, though, are equally important in function. The cooling system, which is responsible for making sure the engine does not overheat, requires professional flushing and fluid replacement. So does the fluid in the transmission. Both these fluids, like oil, are subjected to extremely high temperatures every time the vehicle is driven. Manufacturers and repair shops, who offer services for these key services, have recommendations for their replacement. Intervals may vary by age and make of the vehicle, but should be investigated and put into the overall maintenance plan.

Fuel system cleaning is sometimes overlooked, but should be considered a routine need for the sake of an optimally performing engine. Fuel injectors can build up deposits. Regular fuel system cleaning takes care of this issue, among others, guaranteeing smooth operation. When it comes to car repairs, a fuel injector, or injectors, can be very extravagant in cost compared to the relatively inexpensive prevention.

The final easy-to-remember maintenance item is tire rotation and inflation. Tire rotation is suggested for almost every vehicle to be performed every 6,000 miles, or every other oil change. The importance of this simple procedure cannot be ignored. Rotating tires allows all tires to wear at an even pace, which prolongs the need to buy new, as well as makes it possible to keep a smooth, comfortable ride. Proper inflation works on the same principal. When air gets hot, or cold, tire pressure can fluctuate. Keeping a tire gauge in the vehicle will allow for an easy, quick check of pressures. Many repair facilities now offer nitrogen gas filling for tires. This is a worthwhile option that can help alleviate variations and the need for consistent monitoring, as the gas is unaffected by temperature, and helps maintain constant pressure at all times.

The above items will all help keep repair needs minimal. They cannot guarantee there will never be an issue requiring attention, though. To keep auto bills very minimal, when the need does arise for fixing, it is always a good idea to invest in an extended car warranty. The extended car warranty is available on practically any vehicle, which has exceeded the terms of the original manufacturer’s warranty. These policies typically come with a deductible that must be met when car repairs are necessary, but pale in comparison to the actual cost of the repair itself. Paying $100, for instance, to replace a transmission that costs $2,000, or more, can be substantially beneficial.

Keeping a vehicle on the road means more than hitting the quick lube shop every three months. Paying attention to the overall needs of the car routinely, along with heeding advice from your mechanic, can make it easier to keep auto bills lower over time. For the greatest protection possible against expensive visits, an extended car warranty covering major drivetrain components is supremely advantageous.

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Auto Warranty Review by US Direct Protect

2011-06-11T14:13:00.000-07:00

Cars are assets that need to be maintained time and again in order to retain their value. Although cars tend to depreciate in value, proper maintenance over the years can see the vehicles retain and even regain their worth even as time goes by. In order for this to happen there are certain things that the owner of the vehicle has got to take into consideration. One of these issues is the maintenance of the vehicle in question.

Depending on the model of the vehicle and its age this can either be a simplex task of maintaining a Toyota, or the arduous task of keeping a classic Chevrolet in tip top shape. In both cases however, the car owner can make vehicle maintenance elementary and one of the simplest methods one can use is taking on auto warranties.

As the term implies, these are set aside in order to help the vehicle owners preserve their vehicles, without paying for these expenses out of pocket. Getting these car warranties might sound like a piece of cake, but there are several elements that the car owner should consider with regards to the warranties.

First and foremost, the reliability of the company offering the warranty should be meticulously scrutinized. Knowledge of the establishment that will be in charge of making payments for replacement parts is important. This is because as with every other business out there, this sector of the economy has companies that are out to fleece the masses.

However, once the right warranty has been sourced and applied for, the automobile owner can now rest assured that their vehicle is adequately covered with regards to replacement parts.

Secondly, the client ought to consider the terms and conditions of the warranties being offered by a particular company. This is simply because there are certain warranties that might look good on paper, yet be inadequate for the vehicle in question. In other words as the owner of the vehicle, the fine print should be carefully studied and understood because as it is said the devil is indeed in the details.

Auto warranties are a dime a dozen. Subsequently, the vehicle owner will be bombarded with all sorts of offers from different companies. However, before one settles on a particular car warranty it is imperative that the exact components of the vehicle to be catered for by the company are clearly stated.

Looking for the right auto warranties for you is tantamount to finding the proverbial needle in a hay stack. This process can however be simplified by looking into car warranty reviews, which will be sure to reveal a gem or two. Here, the client will have numerous sources for the said warranties, ranging from blogs to entire websites dedicated to finding the perfect car warranties for you.

For starters, these auto assurance reviews indicate that certain warranties are proffered to the consumer as a part of their car insurance policies. These work well for the client who is looking for an insurance package, which offers them an all inclusive cover for their vehicle.

Another source of car warranties, as indicated on some of these reviews, is the car manufacturer in question. In some cases, the producers of the automobiles have their own warranties on hand for the consumer to take advantage of making repair and replacement of certain vehicle parts that much easier.

Taking on these car warranty reviews will disclose the kind of protection the vehicle owner should take on.

For every car owner, it is important to understand that purchasing a vehicle from an individual seller might not give them access to any warranties, which could result in high out of pocket expenses should the vehicle experience a malfunction.

To conclude, it is up to the consumer to search out a good warranty, which will serve their vehicle for years to come. If nothing else, the warranty should keep the prized possession in tip top shape while granting its owner the peace of mind to enjoy automobile without worrying about sudden repair costs.

What is a Bumper-to-Bumper Warranty?

2011-06-10T22:10:00.000-07:00

The bumper-to-bumper warranty is the most comprehensive portion of a car manufacturer's Factory Warranty, that covers all parts and systems, except for those specifically excluded, such as certain "wear" items like tires and wiper blades. Normally, bumper-to-bumper warranties cover everything from major mechanical repairs to even some seemingly minor details.

Essentially all new cars come with bumper-to-bumper warranties. Those warranties are for a fixed term, such as three years or 36,000 miles. That warranty will expire whenever the first threshold is met. A two year old car with 40,000 miles on it which is covered by the three year/36,000 mile warranty will be out of warranty. By the same token, a four year old car with only 25,000 miles will also be out of warranty. Warranty terms are often a selling feature promoted by vehicle manufacturers. For instance, on some new cars, you may find five year/50,000 mile warranties, or even ten year/100,000 mile warranties. New car buyers are known to shop for cars based on warranties.

By name at least, the bumper-to-bumper auto warranty provides complete and exhaustive coverage for your new car. You might think that a bumper-to-bumper warranty will cover every last feature and condition on the car. But, alas, likely it won't. Bumper-to-bumper doesn't necessarily include every square inch of a car from one bumper to the other. Bumper-to-bumper warranties are generally referred to as exclusionary in their coverage. This means they provide coverage for all breakdowns except components specifically itemized in the warranty. These warranties generally cover components like air conditioning, vehicle sensors, fuel systems, drive-trains, and major electrical components. At the same time, a bumper-to-bumper warranty may specifically exclude from coverage such issues as scheduled maintenance, adjustments, and wear items; batteries and trim; after-market equipment; noises, including rattles, squeaks and wind noise; body damage; and various miscellaneous items, such as satellite/GPS/video systems, emissions, CD changers and audio systems, and a breakdown caused by collision, fire, theft, freezing, overheating, electrical fire or meltdown, vandalism, flood, and any hazard insurable under standard damage insurance coverage. In the sense that these policies are exclusionary, generally speaking, if you don't see a condition excluded, it's covered.

Car makers may also include a number of convenience features, such as roadside assistance, hotel stays, rental car, towing, and nationwide coverage. These features are commonly called a "peace of mind" assurance.

Bumper-to-bumper warranties provide a wealth of protection against auto repair bills. As noted, not every single possible issue with a car will be covered by the warranty, but many are. They are a great feature of the new car. For the protection of the buyer, however, warranties must be read and monitored closely. Exclusions exist, and may lead to costly, unexpected repair bills which are the responsibility of the car owner.

Resource for article:

US Direct Protect

Auto Warranty 411

CarServiceContract.com

Keys To Optimizing Your Extended Auto Warranty

2011-05-29T17:59:00.000-07:00

May, 29 2011
US Direct Protect

When a potential customer enters the showroom at a local dealership, he or she is very optimistic regarding the new car that they are about to purchase. Once they've studied their options, met with the dealer, completed all necessary paperwork, they find out that they are approved. Most new cars come with a factory backed warranty. Many used cars offer owners the opportunity to purchase a warranty from either the factory or dealership. Many new and used owners alike, are clueless about what to do after their warranty expires. There are certain things an automobile owner can do, to the optimize their extended auto warranty buying experience.

Key 1: Know what you can and can't afford
Many customers purchase warranties that they can not afford and it results in lost of coverage. Having a warranty is a necessity for today's car owner. Regardless of your income bracket, there are many financing options available, that caters to the various income levels. Understanding these options can save you money.

Key 2: Shop carefully
Due to false advertisement, many buyers has been scammed by car warranty dealers. For those seeking, research carefully to find the best, suitable and legitimate extended auto warranty. Owners have bought expensive warranties, believing that they were getting certain features, only to find out that they were deceived. Make sure to read all of the proposed warranty information, including the fine print. Many people have found comparing easier, through the use of the internet. Within one click, you can find available and affordable vehicle warranty companies and dealers, information about their services and compare prices. Also, understand that there are many auto warranty companies available and you're not limited to a dealer.

Key 3: Understand the different types of auto warranties
It is vital that potential warranty owners, understand the various types of warranties available. There are warranties that only support the wear and tear on a vehicle, while some support mechanical breakdown. Others provide support for both of these. If you are needing an extended warranty, choose a warranty that supports both. You want your vehicle covered if it ever breaks down, due to mechanical breakdown, and if repairs need to be made, due to normal wear and tear.

Finally, owning a vehicle is an asset, need and responsibility. Having a vehicle covered through warranty, means peace of mind for any owner. Peace is gained by knowing that, regardless of what happens to your auto, you have a extended auto warranty that cover's it. Good drivers purchase warranties, in order to prevent possibly future un-expectancies and for basic travel. In order to live effectively in today's society, reliable transportation is a must-have.

May, 29 2011
Resources
US Direct Protect
http://www.usdirectprotect.com

May, 29 2011
Resources
Auto Warranty 411
http://www.autowarranty411.com

Auto Warranty|Listen Up or Lose Money

2011-05-18T13:17:00.000-07:00

The world of extended warranties for cars is a large and confusing place. Vehicles can have a manufacturer’s warranty, extended warranty, product warranty, a vehicle service contract, or mechanical breakdown insurance. To further complicate the situation, each of these has its own laws and regulations which govern the application of them, and can have their own specific benefits or limitations.

Let’s begin with a manufacturer’s warranty, it is provided for the new and original (no modifications) vehicle by the maker. This type of warranty covers specific areas of the vehicle and is enforceable for a set number of months or miles driven, this is mandated by law.

Once the manufacturer’s warranty has expired the vehicle is used and has additional miles on it, the next step is an extended warranty, a vehicle service contract or mechanical breakdown insurance. This is a basic contract between the vehicle owner and the warranty company which covers specific parts of the vehicle to be repaired or replaced in the event it fails. These warranties become more appealing when they are offered with the additional benefit of 24/7 roadside assistance, a wear and tear coverage, rental car reimbursement and in some cases traveler’s insurance. For these reasons, when considering an extended warranty it is a good idea to research and find the best deal possible. Again, each warranty is regulated by the state.

The best warranty companies can be found on A.M. Best & Company’s “A” list.

Product warranties are warranties on an additive or product. These are a promise and backing by the Admin. regarding the product being used.

A major difference between an extended vehicle warranty and a product warranty is the extended warranty has to be backed by an insurance company and a product warranty does not.

Everyone has that nightmare story of how they were done wrong by the vehicle, here are a few tips to help you avoid that problem.

• Always thoroughly read the contract, do not be afraid to ask questions.
• Get a pre purchase inspection by a certified mechanic. These inspections are usually a small fee $100-$250, and will prevent the warranty from saying an issue was pre existing.
• Be diligent in the maintenance of the vehicle. This is a quick way for the warranty to become null and void.
• Establish where the repairs need to be done, many companies have specific shops they use.
• Know how the claim/repair is paid. Some companies pay the shop directly, others want you to pay the shop then reimburse you.
• Check the deductable, this can be a one time total, or per repair.
• Verify the expiration of the contract, the the exact odometer reading or specific date.

Avoid Car Warranty Scams|Get a US Direct Protect Approved Auto Warranty

2011-03-16T13:37:00.000-07:00

Avoid Car Warranty Scams

While many legitimate and reliable car warranties are available online, there are also warranty scams in which low price warranties are offered to unwitting consumers who are actually paying for a useless or fraudulent warranty. Other scams include overpricing of warranties by affiliate and lead sites, and then there are car warranty sites which in reality are dreaded "phishing" sites that exist only to obtain private data that is then abused. Avoiding these scams, and finding the right online car warranty, is a matter of being alert and knowing how to recognize scams while dealing only with companies that have a proven track record in issuing car warranties.

Oftentimes, a new auto warranty company will suddenly spring up online, offering extremely low prices on a very small selection of auto warranties. This is an indication that the company is, at best, an affiliate or lead site which makes a commission only on those warranties, or, at worst, a scam site.

The scam sites offer warranty terms that seem too good to be true, and they are set up for instant payment. The warranty which you purchase from such sites is not of much value, as it is not backed by a legitimate and insured warranty provider. Usually, such warranties do not pay repair and body shops directly, but instead ask the warranty holder to pay, so that they can then escape having to reimburse you for the money you paid out. This is fraud, and almost no reliable car warranty issuer will ask you to pay for repairs - instead, they work with a network of auto repair services which accept their payments directly at no extra cost to you.

Worse yet are those online sites which contact you via E-mail, warning you that your warranty is about to expire. Chances are that not only is your warranty not expiring, but you have yet to purchase an extended warranty. The E-mail messages which they send contain links to phishing sites that do not offer any legitimate warranties whatsoever. Instead, they capture your personal data for use in subsequent scams, and they may even be able to access your secure accounts using the information that they request. Under no condition should you respond to E-mail offers for car warranties. No legitimate firm uses such methods, which are illegal under spam prevention laws.

Instead, insist on car warranties that are maintained by legitimate and known firms. These firms deposit your money into a claims reserve account, and carry re-insurance from A. M. Best A or higher rated firms to protect you in the event the warranty company fails or experiences difficulties. Such policies are well-advertised and often discussed on consumer ratings sites.

Not All Car Warranty Sites are Created Equal|Beware of Affiliates

2011-02-27T12:21:00.000-08:00

An extended warranty for a car is very useful and indeed saves drivers much time, money and hassle. It is therefore no wonder that so many new car warranty sites have sprung up across the Internet, and many of these sites have similar names and offers. For instance, their is now a lead company who made a website called usdirectwarranty.com and use it for PPC. They have no affiliation with usdirectprotect.com, number 1 online seller of extended warranties for vehicles, but they obviously are trying to catch consumers off guard. US Direct Protect had one of their agents call the phony outfit and they did try to portray themselves`s as industry leader US Direct Protect.

That is because many car warranty sites are actually lead sites or affiliate sites for major providers of online car warranties. Such sites often offer but a few fixed choices, because their owners know that those are the warranties which their audience will be most apt to choose, or that they are the ones for which the actual warranty providers pay the most affiliate commission. These policies all have weasel clauses or are the same policies with the price inflated.

On the other hand, a true professional site will include a wide selection of car warranties for various makes and models of cars, with various price, feature, length and coverage options. These sites are run by webmasters who are dedicated to their customers, and who therefore make sure to offer the warranties that customers are looking for, at the best possible prices. Beware of 1 or 2 page websites, this is a sure fire way to detect an affiliate or lead company. They sell your inquiry to an Auto Warranty Company that does not have the marketing skills to attract their own inquiries. The customer is now paying the lead companies fee on top of the policy they purchase. Sometime`s this fee alone is $100.00.

When shopping for an extended auto warranty, make sure there are sufficient options for the make and model that you need to protect. One or two basic options is a clear sign that the site you are checking is a lead or affiliate site, as is a small selection of models regardless of whether your own car is included. One question we always tell consumers to ask the warranty company is "How many different Administrators do you carry". If their reply is 1 or 2....run.

Make sure to shop around, and discount any claims made by sites which claim to specialize only in one make or model. Such sites are clearly lead sites that just link to a site that actually offers warranties for several makes and models, but prices which are generated by the lead site could be higher than the prices which would be charged to consumers who go directly to the main site. If a site URL contains the name of one make or model, such as Chevy or Malibu, it is almost always a lead site and it is rare that such a site offers the best option for extended auto warranties.

Car warranties are best purchased from experts who maintain sites that clearly show their understanding of and commitment to the consumer. Affiliate and lead sites are usually operated by small-time webmasters who also operate such sites for tens if not hundreds of other products, from cookware to computer accessories, and they depend on commissions from each sale that only add to the cost of the warranty which you actually need.

Choose your car warranty from a site that lists clear options for different levels of coverage, and which has a comprehensive list of policies available for major makes and models of cars, which of course must include, but should not be limited to, your own car. You will find that a more comprehensive site offers better prices for exactly what you need.

Other online Auto Warranty Companies that have multiple A rated administrators for car owners to choose from is Auto Warranty 411. They have a licensed software that allows them to shop 10 A rated carriers for the best policy. We have heard nothing bad about this organization, nor are their any rip off reports or BBB complaints. Automotive Extended Warranties also has multiple policies at below market pricing. Their website has arguably the most auto warranty related content on it and is a tool used by many in the industry. Car Service Contract is a new comer in the industry who has compiled a long list of A rated Administrators and also has very affordable pricing.

We are going to open this post up for comments. NOT SPAM. If you have an industry related question or have another online company you would like to talk about feel free to leave a comment.

Extended Warranty and Vehicle Service Contracts

2011-02-17T21:36:00.000-08:00

Extended Warranties are some of the most misunderstood aspects of the automotive industry, and while many have taken quite a beating in the media recently, there are many very good and legitimate extended warranty programs out there.

What are Extended Warranties, Really?

What the policy actually is, just happens to be where many consumers become confused about the entire situation, which highlights one of the most important aspects of automotive warranties, what kind of policy it is. There are three basic types of additional automotive coverage for mechanical issues; the new car protection, the used car, sometimes known as silver or comprehensive, and the power train coverage that is typically reserved for older and higher-mileage vehicles.

New car packages are likely to cover the vehicle in what is commonly called “bumper-to-bumper” protection, the same as what is offered through dealerships when the vehicle is brand new, and these are often through the exact same underwriters as those from the dealer. The comprehensive packages are similar, covering many electronics, sensors and computers, but not quite as many as the new car protection would. Although, these two can be indiscernible, depending on the particular vehicle and coverage plan. The power train packages commonly include the engine, transmission and other larger components that are prone to failure on older vehicles.

What is Actually Covered?

Here again, this is where the customer and the provider need proper communication to impart exactly what is covered, as many customers will assume things like “bumper-to-bumper” includes the bumpers. Any credible provider will immediately provide a detailed list that itemizes exactly what is covered along with the policy documentation, as well as for much, and it is often the failure to read and understand this that leads to surprises at the service department.

Regardless of what is actually covered, even the simplest of these policies can be real life-savers when the major repair that we all know is coming finally makes its appearance. With the average automotive service shop charging around $100 for each hour of labor, not including parts, the bill for something as simple as a power window motor can cost over a thousand dollars in no time at all.

Avoiding the Scams

The extended warranties industry has been marred by a few unscrupulous providers, the majority of which have since been closed down by the various attorneys general around the country, and these are well-documented around the web and in the various media outlets.

There are many legitimate extended warranty providers that offer the exact same service contracts as the dealers use, with the added benefit of features like low or no-interest payments over one or two years, as opposed to the life of the car loan. Many of these policies also have transfer and refund options that enable customers to pay for the part of the policy used and get a refund on what was not. The key to extended auto warranties is an educated consumer, and with some simple research online, the best one for any given situation is easy to find.

Auto Warranty 411|A Rated Policies For $100`s Less Than Other Brokers

2011-02-14T14:09:00.000-08:00

As if purchasing a car isn’t a big enough decision, then the customer is faced with the prospect of purchasing an auto warranty to cover the vehicle. This does not have to be as big of a nightmare as it sounds. One should simply keep in mind that this is merely an insurance policy against repair costs and that the warranty should only fit the needs and budget of the buyer – purchasing too much or too little could pose an issue.

One good thing to remember is that it is not necessary to obtain an extended car warranty immediately after buying the car. Most dealerships will extend the offer until within the first year of ownership. However, it is also important to know that after a certain number of miles, the cost of policies do tend to increase. This gives a buyer just enough time to think about the extent of coverage that is necessary.

Another tip to keep in mind is that the buyer should be able to give the policy booklet a thorough look-through and if a policy is purchased, he or she should be able to take the booklet home immediately. Knowing the ins and outs of the plan to be purchased is absolutely necessary. Otherwise, aspects that are important to the buyer could unknowingly be omitted and the buyer could be unaware of other features.

In addition to this, buyers should familiarize themselves with the exclusions and limitations of the policy. For example, some policies will not cover overheating of a vehicle. Others will only cover mechanical breakdown, which is when mechanical parts spontaneously break. Thus, if a part simply wears out because it is old, this will probably not be covered in the plan and could leave the driver with a hefty expense.

A consumer should make sure that the warranty approves the repairs by the shop he or she typically visits. Some policies have limitations on where the vehicle can be taken for repairs and this could mean that a buyer will have to visit a mechanic he or she is not familiar with and does not trust. It is simply better for peace of mind and convenience if the trusted shop is included in the plan.

Having an extended warranty can provide great benefits to car owners. For the most part, they will save many repair expenses in the end and the policy will provide a sense of security. However, specifications and stipulations tend to vary greatly from warranty to warranty, so this is not the time to make an impulse buy. You really have to do the research and know the policy inside and out to make sure that it is right for you before it is purchased.

This article was written by Auto Warranty 411.

Auto Warranty 411 advises all Car Warranty buyers to write down the name of the administrator that is offered by other auto warranty companies. Then call Auto Warranty 411 and they will sell you the exact same policy for $100`s less.

Auto Warranty 411 has the best internet marketing company in the world and their leads are free. Other Auto Warranty Companies spend $100`s of dollars on marketing and have to add that price to the cost of the warranties they sell. So try out what is suggested and save money.

Vehicle Service Contracts

2011-01-30T21:43:00.000-08:00

Vehicle Service Contracts

All vehicles suffer from break downs at different instances. It is difficult to cater for high repair costs especially if your vehicle constantly suffers from unforeseen break downs. A vehicle service contract is the solution to comprehensively protecting your vehicle from costly future repair costs.

A vehicle service contract is purchased at any instance from car dealerships or independent companies. It can be thought of as an insurance policy and defers from initial vehicle warranties minimally. The service contracts cover a car's repair and maintenance costs during a given period of time. New cars and relatively new cars may get much more comprehensive extended coverage as compared to used cars, which are offered limited service contract coverage. It is important to weigh the extent to which a vehicle service contract will cover your car before purchasing one.

If your car does not have an initial warranty or lacks comprehensive coverage, a service contract would be ideal for your car. A vehicle service contract offered by vehicle manufacturers hold much more weight than those offered by independent companies. The cost of service contracts are usually determined by the make of the car, the particular car model, the condition of the car (especially in the case of used cars), the extent of coverage and the length of coverage. The vehicle is covered to a certain extent and there are a few service contracts, which cover repairs of all natures. It is wise to watch out for such policies that exclude certain repair costs for instance a policy only covering mechanical breakdowns meaning that they will not cover problems arising from wear and tear. In the instance of a repair, the contract may require you to take the vehicle to the car manufacturer for repairs, in the case of a contract purchased from the car manufacturer, or the contract may allow you to select a service dealer to carry out repairs on your vehicle. When acquiring the contract find out exactly how claims will be handled. These contracts hold you accountable to follow certain manufacturer recommendations such as oil changes. In the instance that you deviate from the recommendations, the contract may be declared void. The car service contract should be able to work for your requirements. If you plan on selling your vehicle in the nearby future it would be beneficial to get a transferable service contract. This aspect highly helps when selling your vehicle. Added fees may be applied to transferable service contracts.

What You Need to Know About Extended Car Warranties

2011-01-25T14:08:00.000-08:00

What you need to know about Extended Car Warranties

When you purchase a new car, you will be provided with an auto warranty for a certain period, usually 3 years or for 36,000 miles. When these warranties expire, you will have to pay the necessary repairs on your vehicle. To help in reducing the amount of money you will have to pay, you may consider extended car warranties. These extended warranties are a contract between a warranty company and the car owner that covers the repairs of the vehicle for a given duration. It is a good option because it offers protection to you in case you encounter emergency repair costs.

You will be required to make a decision between manufacturers and after markets when you are considering purchasing extended car warranties. The manufacturers warranty is provided by an authorized dealer and comes with similar features to the original warranty that you bought your car with. In case of any repairs, you will be required to take the vehicle to a dealer so that they can carry them out. The aftermarket warranty provides you with flexible options. You may take your vehicle to a dealer or a certified facility for repairs. The repairs will be carried out after the repair shop has been given the authorization by the warranty administrator. Some of these companies will pay directly to the repair shops while others will require you to foot the bill and then they will reimburse you as required.

In order to determine if you need extended car warranties, you need to check out the situation of your vehicle. Some of the things you need to consider include the time that you will keep the car after the original warranty has expired. If you are planning to have it for a long time then you need an extended warranty. If you have another cover, there is no need for you to duplicate it, therefore you should find out if there is any before you purchase an extended one. The other things you need to look at include your ability to foot unexpected repair costs. If you are not prepared for them then it is advisable you look for a number of extended car warranties before making a selection of the one that will best fit your needs. The reliability of the vehicle is also an important thing to consider. If the car is generally reliable, you might not need an extended warranty but if not then you should get one as soon as the original warranty expires.

Used Car Warranty

2011-01-24T10:59:00.000-08:00

Used Car Warranty

As a car owner, you may incur a lot of unforeseen costs arising from the maintenance of your vehicle. The costs may become over bearing as the car ages. Generally used cars are anticipated to require increased maintenance requirements than new cars. Used cars come with fewer warranties compared to brand new cars. The warranties extended to a used car depend on the car's particular state and where the car is bought. Car dealerships are likely to offer a used car warranty while used cars bought from individuals are bound to come without warranties unless the car comes with a transferable car warranty.

A used car warranty defers minimally to that offered for new cars. These extended warranties similarly include bumper to bumper and powertrain policies. However, used cars enjoy these policies to the extent of the car's condition meaning that the warranty may only cover a fraction of the car's repair costs. Used car warranties also cover a number of car items including audio accessories and electrical systems. These items are similarly covered to a limited extent in the case of a used car. It is important to understand how warranties extended to used cars work, especially if you are planning on buying a used car.

Most states allow dealerships to sell used cars without warranties. In the bid to help sell used cars, most car dealerships offer minimal warranties on used car, which cover a percentage of repair and maintenance costs. These warranties cover the used cars for a period of 30 days going up to one year after sale. An extended used car warranty is sold to used car buyers by automakers and independent companies. They are referred to as contract services and work more or less similarly to those offered to new cars. These extended warranties protect a used car from costly repairs, which may be required in the future. A used car warranty varies in the extent to which it covers a car and the length in which it covers the car depending on different dealerships offering them. In some instances extended powertrain coverage may be offered to used car buyers going up to 100,000 miles. Several of these warranties offer roadside assistance to used car buyers and nominal deductible rates. Warranties may be extended to vehicle parts bought in a dealership to replace faulty ones. These warranties usually go up to a year or more. Car batteries come with separate policies, which typically last longer.

Automotive Extended Warranties

2011-01-16T16:19:00.000-08:00

Also known as an extended service agreement, an extended warranty is a contract through which a manufacturer or a third party warranty providers carry out the necessary repairs on mechanical break downs for a given duration of time as stated in the contract. The vehicles come with an original warranty that usually covers the car for a period of three years or 36,000 miles, whichever comes first. The users can then purchase an extended car warranty to cover the repairs when the original warranty expires.

The coverage of the extended warranty varies from one provider to another and therefore the car owners need to check out the details to ensure that they know what they are paying for. It is recommended that the car owners read the fine print of the warranties, as it will provide them with the insight on the type of repairs covered. This will enable them select those warranties that are suitable to their needs and they will be in a better position to reduce the out of pocket costs they will have to foot.

The car owners are required to consider a number of things before they settle for an extended warranty. One of them is if they are planning to keep the car especially after the end of the original warranty. If they are hoping to keep it for along time, then they should buy a warranty before the original one expires to avoid being uninsured.

They will also need to consider their financial responsibility. This will deal with the deductibles they are required to pay when they have purchased the extended warranty. They have the option of selecting the per repair deductible which will require them to pay the deductible each time the vehicle is repaired. They can also select the per visit deductible which will require them to pay the deductible each time they visit a repair shop. It is the best choice because some time the vehicle may require more than one repair work.

The warranties come with different payment options. Some of them will pay the repair shops once the repair is done while others will require the car owners to pay the repair costs and then they will be reimbursed later. To be reimbursed, they will need to send the receipt to the administrator of the warranty who will give the authorization. The other consideration they need to check is whether the warranty can be transferred to a new owner, especially if they are thinking of selling it.

Do You Need an Extended Car Warranty?

2011-01-13T15:40:00.000-08:00

One of the most common questions car owners ask themselves is whether they should purchase an extended car warranty for their new or used vehicles. These warranties cover a number of things and it is very important for the users to consider what they want covered before they sign for an extended warranty. Most of the providers offer warranty programs that are almost the same, with a period of up to 7 years.

When they have purchased a vehicle, the users need to consider extended car warranty as it will save them from paying extra cash when the vehicle breaks down. The warranty is necessary even when the users feel like everything is running smoothly. This is because things might happen without any warning or the vehicle might need a replacement of one part or the other when the users least expect it to. It is important that the users consider the type of parts that may be costly than the warranties they are thinking of purchasing because this will influence their decision on whether they should take the extended car warranty or not. Incase the replacement of the part will cost more than the warranty and then they should purchase it and vice versa.

It is essential to keep in mind the fact that there is no correct answer when it comes to selecting an extended car warranty program. It will all depend with the needs of the car owner. There are many areas where these warranties can be purchased from and it is up to the car owners to research on the various programs available in order for them to make the right decision. Some of the providers will offer affordable programs in addition to other services such as warranty for the old vehicles with a number of mileages on the odometer. Others get rid of the users worry when it comes to paying out of pocket costs as they provide prepaid scheduled maintenance plans while others have coverage for the wear and tear for specific parts of the vehicle such as the belts, brake pads, spark plugs and many others.

It is also helpful to keep in mind that most of the extended car warranties are transferable and when users are planning to sale their vehicles, it would increase their resale value. Of importance when researching on these products, the users should find out more information on the provisions so that they can have the adequate information to make an informed decision.

Car Extended Warranty From US Direct Protect

2011-01-08T20:25:00.000-08:00

Acquiring a car may be the best step you may ever make to ease your transport requirements. However, a car comes with a number of responsibilities that you may not have carefully considered. Similar to other mechanical appliances, the car is bound to face break downs and other malfunctions requiring repair at different instances. If you can comfortably cater for these costs then you are among the few car owners who can. A number of car owners find themselves in a rut when faced with car repair costs. It is wise to acquire a good insurance policy that covers your car wholesomely. A car extended warranty is what you need to get to deal with unforeseeable car repairs, which may crop up in the future.

A car extended warranty is a form of insurance policy, which safeguards a vehicle against expensive repair costs, which may be incurred at any instance. Similar to auto warranties, these warranties usually cover repairs and other car maintenance costs for a stipulated period of time. Unlike warranties that come with the purchase of cars, the extended warranties are acquired separately. Most car dealerships offer these warranties and they can be purchased when buying a vehicle or well after acquiring a vehicle.

A car extended warranty is convenient for an individual who want to ensure that their vehicle is comprehensively covered against future repair costs. It is wise to weigh your options before acquiring these warranties. Find out to what extent your current warranty covers your vehicle, since the initial warranty may be sufficient to cover your car's maintenance costs. If you opt for an extended warranty inquire about the coverage it will entitle your car to and whether it will cover your car for the period you anticipate to own the car. Another factor that may help you decide on whether you need a car extended warranty is your car model's track record with break downs. Cars that constantly require repairs are best suited for extended warranties. The strength of the extended warranty is determined by the company, which is providing it. These warranties are provided by the vehicle manufacturers or independent companies. Extended warranties from vehicle manufacturers rate highly than those from independent companies. If you anticipate to sell your car in the near future it would be wise to go for an extended warranty, which is transferable. The transferable nature of the warranty is usually a added selling point when selling your vehicle.

US Direct Protect, Your Friendly Neighborhood Auto Warranty and Vehicle Service Contract Provider

2011-01-03T20:40:00.000-08:00

Finding a good auto warranty isn't easy. Finding one that won't demolish your budget might seem impossible. Your automobile is a significant investment and it can cost more than $1,000 for repairs. You might be tempted to park your car and buy a horse instead of paying even more money to get a service contract agreement that really doesn't work that well for you.

That's one drastic measure, but we have a better idea. Let US Direct Protect find the best car warranty coverage for you at a price that's just right. Our special licensed software enables us to shop around the hundreds of companies offering these products. Only a few high-quality carriers offer A-rated auto warranties, the best ones available. You could spend many hours searching for them without reward, all the while daydreaming of a brisk horseback ride in rush hour traffic. We have more and better options available.

Most car warranty companies offer one or two plans that probably won't cover a lot of the repairs your vehicle will need. Worse, they are very expensive. You could go to the dealership where you bought your car and buy one of their service plans, but you'll still be paying too much. Most auto warranty companies and dealerships need to make a higher profit from each plan they sell because they sell so few of them.

US Direct Protect specializes in only good-value service agreements. We've helped more than 10,000 people in the past six years find the right coverage for their needs. Because we do a lot of business, we don't have to mark up our prices the way dealerships and warranty companies do. The result: You save money every time you work with us.

Our representatives are highly trained to help you find the warranty that's right for you. They are ready to answer your questions 24/7.

We're auto warranty brokers and we make sure that the plans we sell live up to your expectations, not only in terms of selection and price, but also in terms of your claims being paid. A car warranty isn't worth much if you still end up paying most of the repair bill yourself.

With quality, best prices, a wide range of plans, and the assurance that your plan will cover what it says it covers, choosing US Direct Protect for your warranty needs is the right move.

Put Dobbin out to pasture once and for all, at least for the daily commute. We don't have one alternative to horsepower; we have lots of them. Let us help you find the extended car warranty that works for you.

Keeping Repair Costs Minimal with a Car Warranty

2010-12-29T08:29:00.000-08:00

Keeping Repair Costs Minimal with a Car Warranty

There are a lot of headaches that go into car ownership that are both assumed and surprising at times for an automotive owner. Cars are not perfect machines in that they do tend to break down over time due to wear, tear, and mileage. Getting a sufficient car warranty can be one useful way of keeping repair and other costs as low as possible. Don’t be caught off guard and unable to pay for repairs by getting one of these deals.

Shopping around for the best kinds of warranty coverage packages will include the choice of four major areas. Each of them has their own drawbacks and positive aspects that make them affordable and useful to their owner. These varieties of warranties include the powertrain, enhanced powertrain, bumper to bumper, and full comprehensive plans. Dealerships will usually have the warranty attached to a car sale but these will need replacing after a certain period of time.

Bumper to bumper coverage is the first kind of warranty that people should look into getting. Bumper to bumper coverages usually include more than technical problems with the car as they are more geared to helping a person when the car actually breaks down. These coverages protect a motorist from high towing expenses, offers clients roadside assistance, and can even get them money for extended trips and rental cars.

Drivers who are not eligible for bumper to bumper coverage need not fear because full comprehensive warranties exist to help fit the personal needs of clients. In most of these varieties of warranty agreements, people have the option of getting the exact types of coverage they desire while being able to leave out what is not needed. Because of this, comprehensive warranties work best for people who have a limited budget to spend.

The powertrain warranty is the next type of extended car warranty to look into getting and, for most people who know a thing or two about automobiles, is one of the most sought after varieties of insurance. A powertrain warranty covers the entire major functional components of the engine. These major components include the transmission and the engine, which will cost the most when they need to be fixed.

Alongside the powertrain warranty, the enhanced powertrain warranty is an add-on to the older coverage package. The only differences that exist between the two are price and the amount of pieces of hardware covered in the car. The price for this variety of package will be a little higher because it covers more pieces of equipment. These pieces of equipment include all the power and electronic instruments found around the automobile.

Getting the very best car warranty package has its upsides in that it can spare a car owner excessive fees that most garages charge for their work. By paying a low monthly fee, people have the option of paying a lower price, if anything, for all maintenance, repairs, and miscellaneous expenditures that arise with car ownership. Shop around and look through each company’s varieties of packages and select the one that fits with a lifestyle.

Auto Warranty 1st Team All-American, US Direct Protect

2010-12-25T14:44:00.000-08:00

Auto Warranties are like people: they come in a number of varieties. You can find a warranty that is for only a couple of months, and you can find extended warranties that last for much longer. There are tons of companies around the world that sell warranties. However, not all of them are equal in type and in value. Only a handful of groups actually sell A-rated policies that truly protect a vehicle. It’s important to look for top-notch warranties in the event that a key part of a car breaks or if the vehicle hits some serious trouble. The right warranty will save a person a lot of money on repair costs: labor, the parts used, etc.

A manufacturer’s car warranty ends usually after three or four years after the car has been bought. Thus, an extended car warranty is a necessary investment. Such a warranty will protect you if your car breaks down and you are in need of some serious repairs. The right extended warranties will cover everything from the car repair bills to associated costs like car rentals and the time and labor of the mechanics. If you do not have the right warranty, you could be out of luck because repairs could cost hundreds if not thousands of dollars. If these costs are unexpected, you could end up in a bad situation. Why pay for costly repairs yourself when a car warranty could help you?

When your car’s warranty is about to expire, it’s time to work on finding extended warranties that suit you, your vehicle, and your budget. This is where we come in. We have unique licensed software that enables us to shop around to the best warranty carriers to find you a great policy at an affordable price. You can buy an extended car warranty from us and know you are in safe hands. If your car has less than 200,000 miles on it and is less than 15 years old, call us and we can give you a quote in minutes. This estimate price is free. Thus, there is no harm exploring your extended warranty options.

By investing in an extended warranty, one will not have to pay for huge repairs when they come up. Instead, only maintenance-related repairs like an oil change will have to come out of pocket. Why negotiate bill prices when a warranty group can do it for you? The best part is that we can find you a number of warranty options from which to choose. Thus, one could have complete coverage in 49 states with just a phone call. Not every company can promise you the prices we can. This is because no other company has the software we have to find you the top-rated warranty options we can. Once we see the details about your vehicle, your driving needs and habits, monthly budget and plans for your car, we can find you a warranty that suits your life. This personalized service means you will not have to worry about when the manufacturer’s warranty expires: We’re a foolproof safety net!

2010-12-16T14:53:00.001-08:00

US Direct Protect on morning talk show today. http://ping.fm/QvoNm

US Direct Protect on The Balancing Act This Morning.

2010-12-16T14:43:00.000-08:00

Car Warranties Explained By CEO David Cunningham and DOR, Valerie Pober.

US Direct Protect on The Balancing Act December 16th

2010-12-13T20:11:00.000-08:00

Tune in to see US Direct Protect on The Balancing Act December 16th.

US Direct Protect will also be moving their Orange County Office to the Corporation`s main location in Oceanside. "We have out grown our location in Orange County and need more square feet", explains Keri Smith, Manager of Customer Service.

US Direct Protect has the fewest complaints in the industry pound for pound and is also slashing their rates way below market standards.

"We sell the best A rated Fully insured policies on the market today, and now because of our new marketing model, we also will be $100`s of dollars cheaper. So basically you will call company A , and then you will call US Direct Protect and receive the same policy you were just offered, for 2-3 hundred dollars cheaper. So we ask customers to call us with the name of the Warranty Administrators they were offered, and we will beat the overall cost by at least $200.00." ends John Turner, Sales manager at NWS Inc, US Direct Protects home office."

When asked about the BBB of Southlands stunning conclusion to suspend US Direct Protects Accreditation for not being licensed by the DOI, Cunningham state`s "Obviously Kim Burge has made this a personal issue but we will get to the bottom of this. Case in point, no other BBB in the nation requires this, nor are other Vehicle Service Contract sellers under Southland BBB`s jurisdiction required to do this. Nor is it required by law. We also have the fewest complaints of any Auto Warranty Seller in the past 3 years. So it makes them look incompetent when you ask yourself how they give one company with 150 complaints in 1 year and 24 rip off reports an A, and US Direct Protect with 46 complaints in 3 years and 1 rip-off report an NR. We sell more contracts than the company with 150 complaints to answer “Well their bigger, that’s why they have more complaints” excuse. And when we don`t pay them next year we will surely receive an F. The company with the fewest complaints, widest selection, and best rates in the industry. How can we ever trust the BBB of Southland?

We were invited on the Balancing Act due to our solid reputation. So we just ask consumers to take into account the BBB of Southlands crooked reputation. This is another perfect example of their "Goofing Grading" that they have been accused of many times, and remember the LA BBB has spent $400,000 in legal fees to keep a BBB slander case filed against them from ever going to trial when they gave HAMAS and A-.

2010-12-09T15:19:00.001-08:00

http://ping.fm/csoSe

National Warranty Services Inc Has Been NR`d by the BBB

2010-12-09T15:18:00.000-08:00

NWS Inc of California has had a B+ on the BBB for 3 years. On Dec. 1st this changed to an NR.CEO David Cunningham called the Southland BBB office on 2 separate occasions and was told they were making upgrades to the system and things will be fixed soon. On the 3rd call a Nichole Delnara told them that their account was suspended.

After calling the BBB, Bob Richardson agreed to review the account. The BBB requested tax returns and other documents from US Direct Protect to prove the amount of complaints is tiny compared to the amount of business.

A US Direct Spokesman states they understand and appreciate the standard the BBB is holding Vehicle Service Contract providers to. They also go on to point out US Direct Protect has the fewest complaints of a company their size and are very confident that their B+ will be reinstated.

Bumper To Bumper vs Powertrain Warranty

2010-12-08T09:24:00.000-08:00

It's been said about a bumper to bumper warranty that it is an inclusive auto warranty and one that many prefer. Comparing it to powertrain, which covers only some part of your car, bumper to bumper car warranty seems like a great deal. Let's compare the two and find out if bumper to bumper warranty or the powertrain is worth your hard-earned money and the right protection for your car.

Do not overlook the value of Powertrain coverage. Powertrain Warranties usually cover you for 5 years and an additional 100k miles so they protect you for a long time. Their relatively cheap and most important they are a game changer. When you have engine and transmission problem and don`t have a warranty most times is the death of the vehicle in question.

Coverage: Bumper to bumper warranty obviously covers a lot more than powertrain. Bumper to bumper warranty covers everything except for accessories whereas power train covers fuel transmission, emission control, etc. Power train covers a lot lesser than the bumper to bumper warranty.

Duration: Most auto car warranties are 3 years or 36000 miles. However there's a wrap up bumper to bumper warranty that covers for 100,000 miles. However this kind of warranty should only be availed if you would be keeping the car for a really really long time otherwise simply get the regular bumper to bumper warranty.

Cost: Bumper to bumper warranty obviously costs more than the powertrain warranty as the bumper to bumper warranty covers more than power train. In Bumper to bumper the electronic accessories, brake pads, tires and such things are not covered. On the other hand power train warranty is what covers anything that is in direct line with from the motors to the wheels. This includes your motor, transmission, emission, etc. AC and hoses are not included in this warranty.

Utility: Both the car warranties are extremely useful and obviously worthy of every penny. Both of them have their own advantages. Like the bumper to bumper covers more parts and the powertrain covers those that are most likely to need repairs. Bumper to bumper warranty is not for the do-it-yourself, car mechanics. And they should get power train instead because power or the drive train is what cannot be fixed that easily.

There are a lot of factors on which the choice of the right kind of auto car warranty depends. How much mileage is to be extracted, what sort of a driver will be driving and for what intervals, etc. Once you've figured all these answers in your mind only then choose the warranty you want for your car. And after the figuring out is done, begin your research and study about that particular kind of warranty. Most people go with bumper to bumper warranty and rightly so, it's the one that will secure the car to the maximum.

Auto Warranty Review has many expert authors that deliver unique content.

Purchasing a New Car Is Like X-Mas For a Child

2010-12-04T12:45:00.000-08:00

Purchasing a new car can be an exciting experience, especially with that feeling of everything being fresh and new. One of the reasons why people choose to purchase a new automobile is because they expect to to reduce some of the headaches that are associated with owning a car. The trouble with that mode of thinking is that your automobile will not stay new forever and you will eventually, through regular wear and tear, end up having to spend money on repairs.

All new cars and most used cars come with some sort of car warranty which is intended to cover some part of your newly purchased vehicle. The problem with that warranty is that it lasts for a short time, depending on the manufacturer, and is limited in the coverage that it provides. There are different types of Extended Auto Warranties warranties which cover specific times and or mileage driven, however, more often than not trouble does not start to brew until that warranty is about ready to expire.

The sad truth is that in some cases your manufacturers car warranty will run out just as your automobile is ready for some costly repairs, making this particular option not quite effective. Because all manufacturers warranties are limited, some companies provide an extended car warranty to cover certain aspects of your new car when it no longer feels quite as new. The problem with some warranties is, you should ensure that the coverage you need is actually provided under the policy that you choose.

There is no argument that an extended car warranty is a wise purchase, in fact unless you plan on trading your car before the manufacturer's car warranty runs out, the choice of not getting one may leave you stranded. The only thing is, like any insurance, what you pay up front may save you bundles in the long run. After you have done your shopping and considered your driving practices, it is now time to do some research into what's out there.

Your driving practices is something that you should be taking into consideration when purchasing an extended car warranty, simply because the coverage that you need will depend on it. In most cases there are three types of coverage, Bumper to Bumper, which covers things like roadside assistance, car rental, towing, wear and tear and other things like electronic equipment. Another form of coverage is comprehensive insurance which is generally used when owners do not qualify for a bumper to bumper policy. Or you can simply cover the expensive items like your transmission, drive shaft and engine with a power train policy. Insurance companies are always willing to provide detailed information about the coverage that they offer, so do the research and give yourself much needed peace of mind.

2010-12-03T15:23:00.001-08:00

www.usdirectprotect.com apoligize`s for all the acne, adolecent posts. Some one hacked my ping.fm superfeedr.

Bumper to Bumper Warranty – Full Protection for Cars

2010-12-03T13:21:00.000-08:00

Bumper to Bumper Warranty – Full Protection for Cars

A Bumper to bumper warranty is considered the most lucrative extended car warranty preference for many. And why not, the name itself sounds better than power train or comprehensive coverage that only covers some part of your car. Extended bumper to bumper car warranty is something that you most definitely cannot ignore when seeking protection for your car.

When you go out into the market, many auto extended warranty providers will suggest bumper to bumper warranty with big smiles on their faces which will be neither deceiving nor fake but confident because they know they're selling something worth it. Anyhow, talking about worthiness, we must elaborate on what is it that makes bumper to bumper warranty the right choice for a car.

Bumper to bumper warranty covers everything what the other two do not. Yes, bumper to bumper means from front to back and inevitably it is known as front to back warranty as well. Now before you start making a list of what all that your car has from front to back, let the auto extended warranty providers make it easy for you by providing you a list of what is not included in the bumper to bumper warranty.

So drop the pen and just read through the benefits of bumper to bumper warranty to make your decision even firmer about the kind of extended auto warranty for your precious precious investment.

1) Bumper to bumper will cover everything except the fuel transmission equipment. Fuel transmission will be covered under the Power Train warranty. Comprehensive warranty is different from these two and includes comprehensive coverage.
2) This kind of auto warranty can also be customized according to the owner's wishes and all that he wants covered from bumper to bumper.
3) Bumper to bumper warranty allows for a lot of payment options and car owners can decide on paying either at one go or break up the amount as monthly pay installments.
4) Bumper to bumper warranties even come with special assistance such as road extra assistance such as road assistance, towing, stay and much more.

Bumper to bumper warranty is a great investment for your car, after all it will act like a much needed power shield that you will obviously need.

Generally all auto warranty providers offer bumper to bumper warranty coverages whose time duration usually expands 2-12 years. People opt for auto extended warranty when their manufacturer's warranty is either expiring or has already expired. However the sooner you obtain bumper to bumper warranty for your car the better it is. It will not only relieve you feeling better but also much more secured as far as your car is concerned.

And before you jump on the extended auto warranty bandwagon make sure you've done enough research and study on bumper to bumper warranty that you're considering.

US Direct Protect

2010-12-03T13:20:00.000-08:00

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2010-12-01T23:24:00.001-08:00

Bumper to Bumper Warranty – Not Literally Bumper to Bumper but Better! http://ping.fm/th60r

Bumper to Bumper Warranty – Not Literally Bumper to Bumper but Better!

2010-12-01T21:40:00.000-08:00

Bumper to Bumper Warranty – Not Literally Bumper to Bumper but Better!

Many car owners are fascinated by this label of a bumper to bumper warranty. However the policy isn't that expansive as the nomenclature is and is more of a relative term to describe the contrasting coverage policy from other extended auto warranty policies. Undoubtedly, bumper to bumper auto warranties are the most coverage of them all especially when compared to a Powertrain or comprehensive but it sure does not include every inch of the car that comes between the front and the back of the bumper, glass, rubber and all.

It sure is most inclusive of everything and for any regular person the bumper to bumper car warranty policy is perhaps the best he can do for his car. However, for Mr. D-I-Ys, bumper to bumper is perhaps not the best coverage policy that there is. They can truly benefit from something like a Powertrain. Now we'll discuss the comparison between these two some other time for now let's get back to bumper to bumper warranties being literally bumper to bumper.

Parts not included in Bumper to Bumper Warranty:

Listed below are parts that are not covered in the bumper to bumper or front-to-back warranty:

Wear & Tear Parts – A standard bumper to bumper warranty will not be inclusive of wear & tear parts which include brake pads, water pumps, fly wheel, injectors, gearbox, steel joints and more although a car owner can easily get the wear & tear parts included in his bumper to bumper warranty contract with some sellers as an add-on.

Emission Control & Fuel Transmission – Emission control and fuel transmission are also NOT included in the bumper to bumper warranty.

Electronic Equipment – Some electronic accessories are included in this full coverage warranty or front to back car warranty. If you want your latest music system, radio or any other gizmo covered in your bumper to bumper warranty then you got to pay more! Most with the times Car Warranty Companies have add-ons to include exotic digital or custom parts.

Did we mention the tires? Oh yeah and even tires are not included and if constituted in the bumper to bumper warranty agreement then will be charged extra. Now it doesn't really sound bumper to bumper right? Well stop before you think its bumper and bumper rather than bumper to bumper warranty, we recommend you also ask the provider about all the things covered in the warranty. Be specific, with what is and what IS NOT covered.

Along with the inclusive stuff also ensure that you get all your doubts about bumper to bumper warranties cleared. And never buy the bumper to bumper warranty from your dealer because they have huge mark-ups. A third party auto warranty provider is safer after your manufacturer's warranty as their entire business is Auto Warranties and Vehicle Service Contracts so just volume alone allows them to present coverage at much lower prices. Not to mention you never pay interest with sellers and brokers.

2010-12-01T16:40:00.001-08:00

wants to friends on YouTube http://ping.fm/Y8KpX

2010-12-01T15:02:00.001-08:00

US Direct Protect acquired www.automotiveextendedwarranties.com. Check it out. Its an Awesome website by www.Intrikit.com.

2010-11-30T20:37:00.001-08:00

http://ping.fm/Jd0S0

2010-11-27T09:34:00.002-08:00

Don`t Break Down With Out an Auto Warranty http://ping.fm/VhNvZ

Don`t Break Down With Out an Auto Warranty

2010-11-27T09:34:00.000-08:00

Don`t Break Down With Out an Auto Warranty
Submitted by Dan Warner of Extreme Warranty

When you look at the car that you drive you realize that even with all the routine maintenance that you have done the chances are still going to be good for the vehicle to fail. That is when you realize that is fine with you because you still have your car warranty. However, what you may not realize is all the benefits that you have by having an Extended Auto Warranty on your vehicle.

One benefit that you can find by having an auto warranty is that they will often pick up the bill for most of the repairs on your vehicle. However, you may find that the repairs that they will pay for is going to be limited by the regular maintenance you perform on the vehicle. You should know that your vehicle is being cared for properly because of the requirement for you to keep up on the maintenance could impact your claim. So DO YOUR ROUTINE MAINTENANCE.

Another benefit that you may find is the auto warranty may cover more than just your power train. If it covers more than that, then you should realize that any body work, windows, or other issue with your vehicle may be covered as well. Nothing is worse than having a vehicle that runs great, but cannot be driven because of a defect in the windows.

Something else that you can enjoy with an auto warranty is peace of mind. That piece of mind is going to come from the fact that you will not have to pay for the repairs to your vehicle, but instead the company that has the warranty will end up paying the bill. However, you should know that some of these companies require a certain amount of money paid out by you before they will pick up the bill. Even then that amount is typically lower than what you would pay for the entire repair.

Being able to drive your vehicle is a wonderful thing to do, but could also be very expensive at times. Its always after you break down that realize you should of purchased a car warranty. When you have a car warranty you find that dealing with repair bills is a lot easier when you don`t have to pay them. You can continue to drive your vehicle and not have to worry about breaking your savings acount or taking a bus to work.

US Direct Protect
Don`t forget http://www.usdirectprotect.com/ is on Lifetime channels The Blancing Act on December 16th.

2010-11-26T21:40:00.002-08:00

Front to Back, Bumper to Bumper http://ping.fm/T7gPf

Front to Back, Bumper to Bumper

2010-11-26T21:40:00.000-08:00

Front to Back, Bumper to Bumper

Buying a car is much more than an everyday 7-11 purchase. Most people that purchase vehicles expect to get a lot of service from these items. Some use cars for recreation while others may utilize their vehicles for business. Cars that are purchased for both purposes need to be reliable, but even reliable cars can malfunction at times. It is these times that car owners should consider when they are seeking new vehicles.

This may be of little relevance at the time of purchase, but car owners should not overlook the importance of a car warranty. This purchase is often just as important as the car because you never know what the future will hold. An auto warranty helps you prepare for the unexpected.

No one has any excuse because there are so many types of warranties available. There are power train, bumper-to-bumper Warranties, and comprehensive warranties. There's someone there to cover just about anything that you can anticipate. This is a good thing because it gives car owners the ability to personalize. You do not have to opt for everything, but you should acquire something. Partial protection is better than none.

A care has lots of parts. The car could be perfect in all areas but one, and this one area of deficiency may stop the car from functioning at all. A bad transmission, for example, could have you searching for your nearest car rental business. The replacement of something large could cause you to lose a large amount of money if you do not have a warranty in place.

You don't have wait until the worst occurs. Anyone that considers the purchase of another car should get a warranty. Some dealerships even allow you to get warranties on used vehicles. You may even have the ability to get an extended auto warranty for an even longer period of coverage. This is an invaluable contract that you cannot even begin to put a price on.

It's possible that you will never use the warranty, but there's no need to take the risk. There is probably a greater possibility that it will be put into use. It's as important as insurance, and no one would dare to get behind the wheel without this insurance coverage. This is just how you should view your car warranty. Take it as seriously as you would perceive anything else that is related to your driving experience.

2010-11-23T20:28:00.001-08:00

Dont Pay Huge Auto Bills Guy http://ping.fm/LpAqi

Dont Pay Huge Auto Bills Guy

2010-11-23T20:25:00.001-08:00

http://tinyurl.com/huge-auto-bills-guy

And now There is a Tiny URL with Auto Bills Guy in it.

Don`t Pay Huge Auto Bills Guy, You Don`t Have To

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Oiginal Content : Not to Be Duplicated

Only to be duplicated 1 time on twitter on 11/23/2010 at 9pm PST @ http://twitter.com/usdirectprotect

All Twitter followers may copy

Written By Rita Jean from Car Service Contract Blog
Investing in a car for personal transportation is a standard process that happens practically everyday. People sacrifice by saving up money, selling items around their house and working extra hours on their job to have enough money for a nice down payment. Unfortunately, if the recently purchased car didn't come with a warranty, the buyer usually don't think anything about it until it's too late. And too late typically ends up costing several hundreds, if not thousands of dollars.

Truth be told, the majority of car buyers fail to see the importance of auto warranties. Yes, brand new cars come with a auto warranty, but used cars seldomly leave the car lot with coverage. And if they do, the coverage normally only last 3,000 miles from the moment the car leaves the lot. So if at the 3,001 mile the alternator stops working, the poor person who bought the car would have to pay to fix it. Now if a full serviced auto warranty was purchased, that alternator would've been replaced at no cost.

A car, suv, truck, mini-van, etc, are not indestructable, therefore, being prepared when a repair is needed will bring you peace of mind. Imagine driving out of town and your car breaks down, and the cause is the engine. How much do you think the repair charges will run you? It can be anywhere from $800 to $2200 or more. In today's consumer driven world, people are not saving money for an emergency fund. So unless you have room on your credit cards to cover the repair, your drive out of town won't happen. But with a good warranty, typically, you would just contact the company and they'll take care of everything.

Are you starting to understand how important having an auto warranty is? Many drivers are pushed to get auto insurance, and auto insurance should not be avoided at any cost. But auto warranties should be engraved into drivers' heads just like auto insurance is. Drivers need to start taking the responsibility of protecting their vehicles, because they will be the people stuck with large repair bills. The are coverages that are specialty made for high mileage autos, so even used cars that are several years old can find coverage. Visit www.automotiveextendedwarranties.com or www.usdirectprotect.com for assistance. Take the step to protect your wallet today by ensuring you're not forced to pay a large auto repair bill.

2010-11-22T09:16:00.002-08:00

Avoid Affiliates and Lead Generation Companies When Buying Your Car Warranty http://ping.fm/NyX7A

Avoid Affiliates and Lead Generation Companies When Buying Your Car Warranty

2010-11-22T09:16:00.000-08:00

So you've made it through the stress of buying a new vehicle, you haggled with the salesman, negotiated a price for the new car, they even let you feel like you beat them up for a good trade in price and your about to get your keys and ride home in your nice new car but wait! You have to stop and see the finance manager. This seems pretty harmless he’ll make you feel like a rock star as he asks you for your autograph 53 different times, the champagne is chilling…. But wait there’s options and one of them is would you like to purchase an extended auto warranty?

Now this sounds great with an extended car warranty you’ll get extra coverage, an extra piece (peace) of mind if something happens to the car that they just spent a good amount of the day telling you was the greatest machine ever built and if you pay even more for it they’ll guarantee this great expensive machine just a little more. now after the stress endured from shopping and haggling the extra warranty is enough to make my wife jump at a few extra dollars for them to guarantee an expensive machine that was the highest of technology when they were telling you the price, but then they back peddle and contradict themselves and tell you it's a good idea if you pay extra for them to cover THEIR product! How does this work? What’s next? Will the supermarket charge me more to guarantee that the steak I just bought will stay fresher longer and be more tender even though I paid top dollar for it?

Now as always I'll probably be misinterpreted as an angry negative kind of guy and despite what my wife says I’m not. I’m skeptical for myself and all the rest of the hard working people like myself, so they say they gave me a good deal on the car close to the msrp and they aren't making any money on the deal (when that line comes out I start rolling up my pant legs because it's getting deep) and I’m not totally against auto warranties but lets call it what it really is you pay more for them to guarantee their product.

In closing some people swear by the car warranties offered by dealers and yes if you get a lemon it's covered and you will be safe from costly repairs. All I’m saying is that for what cars are costing these days I think that the dealers and manufacturers should at least be honest and say “yes there’s a chance we screwed up somewhere and we’ll get you insurance against us if it breaks down.

Truth and honesty in sales and America.. All right now I’m dreaming.

2010-11-20T10:07:00.002-08:00

US Direct Protect and Car service Contract Weekly Article`s http://ping.fm/JWxxe

US Direct Protect and Car service Contract Weekly Article`s

2010-11-20T10:07:00.000-08:00

2010-11-17T08:44:00.002-08:00

Pssst! How to Obtain a Hassle-Free Extended Auto Warranty http://ping.fm/pQ3NL

Pssst! How to Obtain a Hassle-Free Extended Auto Warranty

2010-11-17T08:44:00.000-08:00

Pssst! How to Obtain a Hassle-Free Extended Auto Warranty

By US Direct Protect

To ensure that the extended auto warranty that you're buying is without any issues or contractual obligations which are not suitable to you, you need to be certain of a few things. An extended warranty with no issues is what proves beneficial in actuality when its need emerges. Suppose, you have a repair that needs to be carried out but you don't have funds to cover its expenses. Yet you're relieved because you're relying on your extended car warranty to pay for the expenses. However at the time of claim you're denied on the pretext of one or the clause in your extended auto warranty policy! Then?

Going to the court won't be the best option because the blame may very well be put on you for not thoroughly reading the contract presented by the extended car warranty provider. To avoid getting red-faced in front of your extended auto warranty company or at the service station, keep the guidelines listed below and you can have an extended auto warranty without any issues:

• The foremost is an obvious one – Read the Extended Warranty policy/ contract thoroughly and examine it for unfavorable clauses. This should be done at the time of selection of an extended warranty. Ideally, you should have full knowledge of which parts are covered in your extended car warranty policy, etc. Be sure to go through the sentences such 'what is not covered' or your 'extended auto warranty does not include', etc.

• Check car's history as well. Ensure that it has not gained Salvage Title or is a buyback title I.e under lemon law. This will quash your extended auto warranty completely.

• Maintenance and upkeep of the car is also important to obtain full coverage under the extended car warranty policy. If the extended auto warranty provider detects any sort of misuse of the car or no timely service of the vehicle then you may be paying yourself for the next repair. Keeping your car in good condition makes you eligible for the coverage. It is always better to get your car serviced regularly so that it remains intact and full operational.

• Keep all the bills of repairs, parts and oils bought, receipts and extended warranty policy claims and other documentation safe and secure. So that these can be provided as and when asked.

If all the above steps have been carried out perfectly in your case but there is still an issue posing a threat on your extended warranty claim, then check with legal authorities or the extended auto warranty company management. The better you're acquainted with the terminology, the idea of extended car warranty and how it works, the more would be able to cross question your extended warranty advisor.

It is of extreme importance that the extended auto warranty has no issues so that you can guarantee care and protection of your car.

2010-11-15T20:54:00.001-08:00

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2010-11-15T20:53:00.001-08:00

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2010-11-15T20:38:00.001-08:00

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2010-11-15T20:33:00.002-08:00

A Bumper-to-Bumper Warranty Isn't Always Front to Rear! http://ping.fm/tzKYW

A Bumper-to-Bumper Warranty Isn't Always Front to Rear!

2010-11-15T20:33:00.000-08:00

US Direct Protect on The Balancing Act

A Bumper-to-Bumper Warranty Isn't Always Front to Rear!

US Direct Protect Author Ridin Macar

When you buy an auto warranty, the first thing you want to know is what is covered and the extended car warranty that sounds the most satisfying is the bumper-to-bumper warranty. And why not, when it means from front to the rear end of the car! But is it really like that? What does bumper-to-bumper warranty actually mean and does it include both the bumpers? Find out by reading below.

Bumper-to-bumper is definitely one of the popular auto warranties that the extended warranty providers offer you. It undoubtedly is a very inclusive auto warranty that you can buy. Such an extended car warranty has almost everything covered – whether there are small repairs, big time mechanical breakdowns or simply some hissess or misses resounding in the car. Bumper-to-bumper warranty will be the first that you may be presented when you go to buy auto warranty. It is easily available for both new and used cars.

There's another important thing about bumper-to-bumper warranties which car owners should know. Bumper-to-bumper extended car warranties are also known as exclusionary auto/ car warranty. This is because bumper-to-bumper car warranties includes so many things along with some fringe benefits that when car owners buy extended warranties then they are provided with a list of items that are not included. This list will let you know about the parts, services and items that are not included in the bumper-to-bumper warranty. And sometimes bumpers are in the excluded category.

So what exactly does bumper-to-bumper warranty NOT incorporates? Read the following to know more:

1) Vehicle emissions and fuel transmission are the things that are not included in the bumper-to-bumper warranty.

2) Tires won't be included as well in the bumper-to-bumper warranty.

3) Most accessories such as exhaust system, hoses, belts, light bulbs, drums, rotors will not be included as well.

4) Power-train that is the drive-train system of the car is exclusive of the bumper-to-bumper warranty. Power-train is fairly an expensive coverage and hence it is a different auto warranty altogether.

5) Full Comprehensive auto warranty is also different from bumper-to-bumper. It covers totally different parts from those power-train and bumper-to-bumper.

As a customer I.e a car owner shows enough determination to buy auto warranty then the auto warranty companies may even throw in freebies such roadside assistance, towing, car rental reimbursements, wear and tear coverage, mechanical breakdown coverage and also tires. Bumper-to-bumper warranty coverage can be bought for a wide duration of years. It begins at 1 year and may even go upto 10 years coverage.

There is a lot of competition in the market these days and auto warranty providers are doing a lot to please their customers. And hence bumper-to-bumper warranty may just become the least exclusionary auto warranty there is.

Resource Box: US Direct Protect provides a bumper-to-bumper warranty that offers much more than regular coverage. Buy auto warranties from USDirectProtect dot com and be sure of getting the best car warranty quote on the market.

2010-11-13T13:59:00.002-08:00

Avoid Scam Artist Auto Warranty Companies http://ping.fm/pFA5e

Avoid Scam Artist Auto Warranty Companies

2010-11-13T13:59:00.000-08:00

Usually, when a person buys a car, it is because they plan on keeping it for a while. The new and used car buying process is so arduous that most people only do it every several years. An extended warranty ensures the car will be in working order for years to come because the price of repairs is so manageable. A person who is not covered may way to take their car to be fixed, which causes even more damage to the car. Auto warranties keep cars on the road and out of the shop.

An extended warranty keeps people from experiencing mounting maintenance and repair bills that drain their wallets. In this tough and uncertain economy, it is particularly important to save money wherever possible. An auto warranty will help people cut back the cost of having a car while creating a surplus in the bank for the future.

Cars are a big investment. They are expensive, and people rely on them to get from place to place in a safe and efficient manner. In order for a car to function properly and safely, they require regular maintenance and timely repairs. The best way to fully protect the investment and ensure that people get the most for their money is by purchasing an extended warranty.

These packages are a big money maker for car dealerships. Instead of purchasing an auto warranty on the spot from a pushy salesperson, shop around at a few different third party companies. Getting estimates and comparing prices from a few different places will give the owner of the car peace of mind that they are getting the best deal.

Used Car Warranties or a vehicle Service Contract has many benefits to offer. The small upfront cost will pay off in the long run. Auto warranties protect drivers and their passengers from bodily harm. Car owners are also protected from the rising costs of car repairs and regular vehicle maintenance. They allow drivers to rest assured that their investment is being protected for years to come.

2010-11-12T21:31:00.001-08:00

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2010-11-12T13:41:00.000-08:00

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2010-11-11T21:35:00.001-08:00

Extended Auto Repair Warranty Company Going Bankrupt? http://ping.fm/7ZElX

Extended Auto Repair Warranty Company Going Bankrupt?

2010-11-11T21:25:00.000-08:00

Extended Auto Repair Warranty Company Going Bankrupt?

You have an aftermarket car warranty from a third party and suddenly the tower house comes crashing down. The house of cards along with your investment in the auto repair warranty crumbles and you're left with a sinking heart. What to do in such a scenario apart from being taken to the hospital for stress-off-the-charts and hypertension. Well there are ways to get out of this muddle. Extended auto warranty is as such a safe and secure investment and you wouldn't really have to worry about your money being sucked into a black hole. There are provisions which protect your investments in the aftermarket car warranty sectors. So don't worry about the sinking ship, you can sail to the shore in a safety yacht quite comfortably. Just do your homework;check the BBB, ripoffreport.com and scam.com.

US Direct Protect, Car Service Contract and Auto Warranty 411 are 3 Auto Warranty Companies that are highly rated and have very few bad reviews.

Remember times have proved pretty volatile for the American automative industry, we had the Chrysler and GM motors declaring bankruptcy and the recession also didn't spare others. This has shown us that it is not only the aftermarket car warranty providers who go bankrupt but others as dealerships and manufacturers too. Now as a car owner you're protected at all the levels. Whether it's your dealership going insolvent, manufacturer's filing for bankruptcy or the third party extended auto repair warranty provider declaring themselves broke, the federal government will come to your rescue or any of the other agencies (among manufacturers, dealerships or the third party extended car warranty company).

Let's deal with when an extended auto repair warranty company goes bankrupt.

When your aftermarket car warranty provider has stumbled upon losing grounds and you still have your administrator and finance comapny still standing strong then you can contact either and obtain some assurance of the worth of the contract even with the extended auto warranty broker no longer in business.

Thus buying extended car warranty isn't bad as it is understood to be. Like all other investments it's highly circumstantial. So be fearless and understand that buying aftermarket car warranty is as wise as owning a manufacturer's car warranty.

2010-11-11T15:13:00.001-08:00

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2010-11-11T14:58:00.001-08:00

http://ping.fm/e2P2C . Article by US Direct Protect

2010-11-11T14:27:00.001-08:00

http://ping.fm/j22cr . Article by Car Service Contract.

2010-11-10T13:06:00.001-08:00

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2010-11-10T09:14:00.003-08:00

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2010-11-07T17:54:00.001-08:00

http://ping.fm/ybVnZ . Article on www.autowarranty411.com.

2010-11-07T12:17:00.001-08:00

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2010-11-07T09:22:00.001-08:00

Expensive Automobiles Equals Expensive Extended Auto Warranties http://ping.fm/HnEev

Expensive Automobiles Equals Expensive Extended Auto Warranties

2010-11-07T09:19:00.000-08:00

Expensive Automobiles Equals Expensive Extended Auto Warranties

The cost of extended auto warranties or simply any auto warranty will definitely be higher for Jaguar, BMW, Toyota, General Motors, and Chevrolet than their less known, accepted counterparts. And rightly so! Somebody has rightly said, the value determines the worth and as you know Jaguars and Audis are almost platinum value cars then their extended auto warranties would be worth accordingly.

The reason that extended auto warranties are being priced on the higher side is that their parts are extremely expensive and can't be replaced by cheaper replicas (not that you should ever ask for getting cheaper parts). Cheaper parts will prove grossly expensive in the long run as these are nothing more than temporary fake arrangements.

Exotic or luxury cars have a similar extended auto warranty plan. Here also the extended car warranty is of two kinds – the manufacturer's or factory manufacturer extended auto warranty or the exotic extended coverage for your prized possession. These extended auto warranties may be expensive but offer completed peace of mind to the car owner.

Exotic Cars Have Expensive Repair Bills| Auto Warranties Are a Must

For your luxury on the road vehicle, car extended warranties are a must, you do want to mess around with your one-of-the-kind accessories along with exteriors and interiors. The deductibles for luxury extended auto warranties start from $100 and goes up to $500. Accessories such as leather, wear and pre-paid maintenance is also offered covered by some exotic car warranties.
The mileage option is unlimited. Wear and tear coverage is provided under the exotic extended auto warranties but not due to lack of maintenance and/ or owner's carelessness.

The duration of the extended auto warranty can also be adjusted as it ranges from as small a duration of 1 year to as long as 10 years. Extended auto warranties for any and every kind of car is of great importance and for luxury cars it may be even more because you do want to pay for car repairs and other maintenance after your manufacturer's auto warranty has timed out.

So What Must an Exotic Car Extended Car Warranty Must Cover?

As a luxury car owner you would want to cover as much as possible, which is understandable but it is something that cannot be guaranteed. Extended auto warranties will only cover as much their policies will allow. Saving on car repairs and paying less for extended auto warranty is much more important than having the whole car covered for nothing. Following are the areas that you must have covered in your exotic extended auto warranty program.

• Engine
• Transmission
• Brake
• Steering & Suspension
• Electrical System

Along with these you want to include other expensive components of the car the you'll have to pay a bit extra. Only important and relevant parts must be covered in your extended auto warranty policy.

2010-11-06T08:58:00.003-07:00

Holy Cow, Who Can You Trust to Buy a Used Car Extended Warranty From? http://ping.fm/UxWqN

Holy Cow, Who Can You Trust to Buy a Used Car Extended Warranty From?

2010-11-06T08:58:00.001-07:00

Used car extended warranties has become so popular that no car is safe without it and how can it be when a car is the most exposed object on the road and even is it is parked! Owning an extended used automobile warranty is like owning an extended blanket insurance for your car to ensure its timely repairs and also its proper maintenance. Used car extended warranty is now offered by not just dealers. There are independent, genuine third party extended auto warranty providers that are reliable, trustworthy and extremely professional when it comes to delivering peace of mind to the car owner.

Think about it, you buy a used car extended warranty to make sure that your car and finances remain intact however, if the extended warranty provider is not an honest individual then instead of buying peace of mind you end up in a very stressful situation. So the decision to buy the kind of extended used automobile warranty is as of much importance as where to buy it from. Since both the decisions will determine if you are going to be having a smooth drive or a bumpy ride.

Before you tickle your own yardstick and start the assessment process, let us give you some parameters on which you could rate used car extended warranty providers.

•Reputation – Always check with the company's reputation, see its credentials, by whom has the company been accredited and so on. Whether it has a stamp of the Better Business Bureau or not.

•Financial Strength – As used car extended warranty involves assistance with finances, you obviously wouldn't want to be associated with a company that can't keep its own ground.

•Online Presence – Online presence is a good way to gauge the extended warranty provider's status. Since used automobile warranty can now be easily purchased online and most of the transactions have become computed, online presence will give you a clear picture of where the used car extended warranty provider stands. However, be extremely aware of rip offs. Double check on the companies that sell online. Use toll-free numbers given for more information, visit their physical office and inquire with state or local government agencies.

•100% Money Back Guarantee – A genuine used automobile warranty provider will always offer you a 100% money back guarantee in case of failure of deliverance. So buy extended auto warranty from those authorized warranty givers only.

•Fringe Benefits & Coverage of Extra Features – Buy used automobile warranty from those that not just give a low-cost good coverage but those that also give more than that in the form of fringe benefits and coverage of extra features etc.

•Deductibles – Go with companies ensuring $50 deductibles.

•Method of Payment – The payment for the car repairs to mechanic should always be direct and never through an intermediate or to the buyer.

Other than the ones mentioned above, you must have your own understanding of used automobile warranty and what all it entails. Along with judgment and analytical ability to see through the propositions made to you.

2010-11-05T22:29:00.001-07:00

US Direct Protects new 21 publish page http://ping.fm/BttJe

2010-11-05T09:04:00.001-07:00

Tips For Buying Extended Car Warranty http://ping.fm/tDFsd

Tips For Buying Extended Car Warranty

2010-11-05T09:02:00.000-07:00

Tips to Buying Extended Car Warranties

Buying an extended car warranty isn't different from buying a car, it involves the same stress, foot work and head-turning pile of literature to go through. However it is all worth it as the right choice will help you sail through the duration of ownership of the car. Driving a car is definitely more fun than owning one with all those bills and car service expenses. However with extended car warranties, owning the car would come closer to driving them. So let's see what will set the tiger roaring i.e getting the best extended car warranty for car owners.

An extended warranty will depend on the kind of car you own, the mileage, the engine and other specifications. Also to a certain extent the manufacturer's car warranty that your car is covered under. All these factors go a long way in determining the type of extended car warranty that you are going to get. Other factors are influenced by the course you take in choosing the best extended car warranty from those offered to you.

Read through the following tips to get the best extended car warranty and thus the best coverage deal for your car.

Never buy the first one – Never buy the first extended car warranty that comes to you, wait, research, evaluate and then decide. The first one that will proposed to you will most likely be from the dealer himself who instead of thinking about your profit is more interested in making a heavy profit on the sale. Dealers have great margins in extended car warranties.

Never buy from the Dealer – This is a tip off of the first one and has the same reasons.

Look for Third Party extended car warranty providers – Third party extended auto warranties are the best ones to go for as they most of the time only have the best interest of the car owners in mind. Third party car warranties offer enough choices in the extended car warranty policies.

Find About the Coverage Areas – After deciding on the kind of extended car warranty for your car, it's time to get under the covers – not literally but under the coverages. Don't get worried we are talking about the areas covered in the extended auto warranty that you have purchased. If it's bumper-to-bumper then it will have some specific parts covered. Power-terrain car warranty policy will have include other parts of car and so on.

Deductibles – Don't buy the extended auto warranty without having full knowledge about the deductibles. Deductibles are what the car owner has to pay either per visit or per repair to the extended car warranty company.

Mode of Payment – An Extended auto warranty will be sold to you and you have to pay for it. But there are different modes of payment that you can avail for paying up for the car service contract. These could include annual payments, biannual, or monthly payments. You can decide according to your estimate, judgment and of course the budget about how will you make the payment.

Other than the above tips, make sure you're always on the alert about any offer made by the extended car warranty providers and be well educated on the subject of car warranties, cars. Also have a clear picture of what you need for your car to avoid being misguided by the car warranty provider.

2010-11-02T14:21:00.001-07:00

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2010-11-02T12:40:00.001-07:00

Items to Consider When Deciding Between the Different Vehicle Warranties Available http://ping.fm/QjcHI

Items to Consider When Deciding Between the Different Vehicle Warranties Available

2010-11-02T12:37:00.000-07:00

Items to Consider When Deciding Between the Different Vehicle Warranties Available

There are several important factors that will weigh on a person’s decision to choose the best type of extended auto warranty for their car and the length of coverage that will be needed. Not taking into account the full coverage on brand new automobiles, there are many points that must be considered when deciding between different vehicle warranties. This simple and quick guide will teach anyone what they must take into consideration while researching the different extended auto warranties.

First and foremost, basic coverage should be considered. Since cars and trucks today are made with better materials and technology, the life-span is much longer, and these basic warranties are taking this into consideration. Today, instead of the usual 12 month and 12,000 miles that are usually granted as coverage, many new basic vehicle warranties are guaranteeing protection for up to four years. These basic vehicle services contracts will cover parts such as the power windows, alternator, power steering, and the ignition switch.

Next, if the plan is to keep the car for more than three years, then extended auto warranties need to be evaluated. These warranties are designed to assist an owner in keeping the basic warranty for a longer period of time. This will result in both peace of mind, and much money being saved at the repair shop, as both parts and labor are usually covered.

Another important item to consider when researching different vehicle warranties is the anti-corrosion protection, especially if living in cold climate that gets a lot of snow where the roads are constantly covered with salt. This plan will protect a car against rust that might begin to make holes through the outer-body. These anti-corrosion vehicle warranties vary widely and are determined on a case by case basis, so be sure to get a clear answer from the policy provider before moving forward.

Finally, since safety issues on the road are becoming so much more important in today’s society, definitely take a look into safety restraint coverage. This extended auto warranty will typically cover the airbags, seat belts, rail assembly, and other safety components. Not every manufacturer will offer this type of vehicle services contract, and the length of coverage will certainly vary, so again be sure to speak with your policy representative to get clear and concise answers.

Though vehicle warranties do not cover all the parts and every aspect of a car, a person can easily save hundreds or thousands of dollars by investing in one of these plans. Obviously, no matter what type of vehicle services contract is selected, it is important to do the research and understand every detail before making a final decision. The above information should always be kept in mind during the search for a reputable car warranty company, and will result in a smooth process